MOTOR TRADE INSURANCE
The Motor Trade Industry is very specialised and requires a broad insurance policy coverage to meet the business requirements. Select Insurance Brokers can tailor a policy to meet the specific needs of your business to ensure it is fully protected.
Motor Trade Policy is design for occupations such as;
- Motor Mechanics (Including Mobile,)
- Panel Beaters,
- Auto Electricians,
- Car Dealerships (New & Used)
- Truck Mechanical Repairs,
- Diesel Mechanics;
- Motor Trimers;
- Exhaust and Muffler Specialists;
- Retailer for Motor Vehicle Parts;
- Caravan Sales and Repairs;
- Brake and Clutch Repairs,
- Tyre Retail Sales Including Fitting, Balancing,
- Wheel Alignment;
- Car Detailer (Including Mobile),
- Car and Truck Wash,
- Re-Condition Engine Repairs,
- Steering and Suspension Repairs,
- Mobile windscreen & Glass Repairs;
- Paintless Dent Removals,
- Automotive Rustproofing,
- Mobile Spray painter;
- Services Stations with Cafe
Policy Offers Choice of fifteen covers to help protect your business.
- Fire and Perils
- Business Interruption
- Theft
- Money
- General Property
- Glass
- Public and Products Liability
- Employee Dishonesty
- Machinery Breakdown
- Computer / Electronic Equipment
- Transit
- Tax Audit
- Professional Indemnity
- Customers’ Vehicles – Driving Risk &/or Road Testing Cover
- Business Vehicles
Key Policy Features;
Public and Products Liability
- $100,000 any one vehicle in physical and/or legal control
- Rectification of faulty workmanship subject to policy limit
- Optional benefit for theft of a customers’ vehicle using a key
Professional Indemnity
- Covers your client for legal liability arising out of a breach of their professional duty with respect to registration inspections, vehicle certifications and sale of CTP
Customers’ Vehicles
- Replacement of customer’s vehicle with a new vehicle after total loss
Business Vehicles
- Cover for your client’s own vehicles, including courtesy/loan vehicles
- Replacement of your client’s own vehicles after a total loss